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The right mortgage starts with your finances, property and plans—not a one-size-fits-all rate quote.
A thoughtful preapproval reviews income, assets, credit, debts and the expected property so you can shop with a realistic range. Follow the complete preapproval guide to understand what is reviewed, what the letter means and what can still change.
Read the complete preapproval guidePayment, mortgage insurance, cash needed at closing, loan term and future plans can all change which option fits best.
Frequently asked questions
Not always. Down-payment requirements vary by program, property and borrower qualifications, and mortgage insurance or fees may apply.
A detailed preapproval can help establish a realistic price range and identify documentation questions before you make an offer.
General information is useful. A mortgage professional can help you evaluate the facts that apply to you.
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